You Disrespect Yourself When …

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We disrespect ourselves when we don't 
pay attention to our lives,
when we are too busy to take care of
ourselves, when we can't stand up for ourselves.

We disrespect ourselves when we don't 
reject other people's opinions.
We disrespect ourselves when we 
don't do what we say we are going to do.

We disrespect ourselves when we 
are not true to ourselves.

But you can change yourself.
Start by treating yourself with love,
With respect.
When you respect yourself, 
others will respect you.
When you treat others with respect,
other people will treat you with respect.

You respect yourself when you love
yourself, when you accept yourself
as you are, and when you accept 
your weaknesses.

You respect yourself when you 
choose yourself, when you choose life.

4 Important Financial Lessons From Morgan Housel

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If you want to be successful, make more money, spend less, save more. It is that simple, but very hard to do. You can do it. You have done it before.

And nothing is stopping you from doing it again. And the right time to start is now. If you do not start to take charge of your financial life, then when are you going to start it? Do not wait. Even if you are in debt, do not get discouraged. The only way to free yourself from the bondage of debt is to save more money than you spend.

If you do not need something, then don’t buy it. Do not buy something just because other people are buying it. Do not buy something just because they are cheap. Save your money.

If you really want to take charge of your financial life, your financial health, you must discipline yourself.

You must not buy what you do not need. Know this: It does not matter how much you make. If you cannot save enough money for yourself, then you are not making anything.

Successful people spend less. They save more. They spend less. They spend their money on important things, things that can shape their lives.

If something is not helping you, then it is hurting you. If you can’t save money for yourself, for your future, then you are hurting yourself, your future.

To change that, Morgan Housel says, “So people’s ability to save is more in their control than they might think.” He says, “Saving can be created by spending less.” That is correct. If you want more, spend less, do more, desire less.

You can spend less if you desire less.” That is a problem for a lot of people. They can’t let go of what is on sales.

If you can leave without it, you do not need it. If you can survive a day without it, then you do not need it. Whether something is on sales or not, if you do not need it, do not buy it. Do not waste your money, especially when you don’t have your own money.

“If you want more, spend less.”

Do not spend your credit card on worthless things. Use your credit card to change your life. Use it to enrol for a new course, not to buy something you do not need. Morgan Housel says, “… you will desire less if you care less about what others think of you.” This is one of the problems that is really affecting all of us.

We do things that we are not comfortable with. We do things just to make other people happy. Look, you do not live for people. You are living for yourself. So if you want to be happy, do not worry about what other people are saying about you. They do not count.

What really count is what you are saying about yourself. What really count is whether you are saving money or not? What really count is whether you are growing your financial life or not? Not people’s opinions. Listen to yourself, not to their opinions.